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Thursday, August 20, 2026 |
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Mortgage Market Update
Your home equity has options
Hi there — I wanted to touch on something that comes up a lot in conversations with homeowners like you.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Strategy
What your equity can do for you
If you've been paying your mortgage for a while, you likely have equity sitting in your home. Many homeowners don't realize equity isn't just a number on paper — it can work for you in real ways. Whether you're thinking about a major home project, managing other debt, or planning your next move, understanding your options is the first step. I'm here to walk through what's possible and what might make sense for your situation. The smartest money move is knowing what tools you have available. Let's talk about what your equity means for your goals.
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Tip of the Week
If your credit score is below 740, even small improvements before applying for a mortgage can save you thousands over the life of the loan.
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Tips for Homeowners
Weatherproofing Your Home Before Winter
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Clean your chimney if you have a fireplace. The National Fire Protection Association recommends annual inspection and cleaning to prevent chimney fires.
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Check attic insulation and ventilation before winter. Inadequate insulation leads to heat loss, higher energy bills, and ice dams on the roof that can cause significant damage.
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Inspect weatherstripping on all exterior doors. A simple dollar-bill test works: close the door on a bill — if you can pull it out easily, your weatherstripping needs replacing.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the The Grampp Team team any time and we'll walk you through your options.
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5183761527
The Grampp Team · Unsubscribe
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